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Despite billions of government dollars spent in the attempt, we are no closer than we were three decades ago to solving the problem of homelessness. Why? Tackling this question, the authors of Ending Homelessness explore the complicated and often dysfunctional relationship between efforts to address homelessness and the realities on the street. Their book, addressing a range of practical, cultural, and economic issues, brings into sharp focus the barriers to and opportunities for overcoming this persistent social challenge.

Homelessness. --- Housing. --- Social policy. --- National planning --- State planning --- Economic policy --- Family policy --- Social history --- Affordable housing --- Homes --- Houses --- Housing --- Housing needs --- Residences --- Slum clearance --- Urban housing --- City planning --- Dwellings --- Human settlements --- Poverty --- Homeless persons --- Social aspects

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Die Arealentwicklung ‚mehr als wohnen' im Zürcher Norden ist ein Leuchtturmprojekt für nachhaltiges genossenschaftliches Wohnen. Die dreizehn Neubauten bieten Wohn- und Arbeitsraum für mehr als 1100 Menschen, sie weisen den Weg für künftiges urbanes Zusammenleben: Neben neuen Typologien für Familien-, Alters-, und Cluster-Wohnungen bietet dieser Stadtbaustein umfangreiche Serviceangebote wie ein Gästehaus, ein Restaurant und eine Mobilitätsstation. Darüber hinaus experimentieren die Planer mit neuen Baumaterialien und innovativen energetischen Konzepten.Eine Initiative von 30 Zürcher Wohnbaugenossenschaften hat seit 2007 das Projekt als Innovationsplattform entwickelt. Im Zentrum des Planungsprozesses steht der Dialog zwischen den Beteiligten. Zudem stellt sich das Projekt den drängenden Aufgaben, jenseits der bekannten Energielabel energie- und ressourcenschonend zu bauen und zu wohnen.Das Buch verbindet die Elemente eines Architekturbuchs mit sozialwissenschaftlichen Analysen: Eine Plansammlung vom Masterplan über Wohnungsgrundrisse bis hin zu ausgewählten Details dokumentiert die realisierten Bauten. Darüber hinaus erläutern die beteiligten Architekten, Fachplaner, Genossenschaftler und Fachleute ihre Erfahrungen und geben Einblick in die genossenschaftlichen und planerischen Hintergründe. Sie zeigen, wie sich diese vorbildliche Arealentwicklung in den Diskurs und die Realität des aktuellen Städtebaus einordnet. Darüber hinaus diskutieren sie, wie durch städtebauliche Planung eine zukunftsfähige Stadtentwicklung möglich ist. The site development “mehr als wohnen” (“more than living”) in Zurich North is a flagship project for sustainable housing cooperatives. Thirteen new buildings offer living and working space for more than 1,100 people and pave the way for future urban cohabitation. In addition to new typologies for family, retirement, and cluster apartments, this urban communal housing development also includes comprehensive services such as a guesthouse, a restaurant, and a mobility station. The planners are also experimenting with new materials and innovative energy concepts. An initiative of 30 Zurich housing cooperatives has been developing the project “mehr als wohnen” as a platform for innovation since 2007. At the core of the planning process is the dialogue between the different parties. The project is also facing the pressing task of building and living, according to energy and resource-efficient means that go beyond familiar energy labels. The publication combines elements of a book on architecture with sociological analyses. The built projects are documented using a collection of plans that range from master plans to apartment layouts and selected details. In addition, the participating architects, planners, cooperative members, and experts discuss their experiences and provide insight into the background of the cooperatives and of planning processes. They demonstrate how this exemplary site development can be an integral part of the current urban development discourse and reality. They also discuss how urban planning is able to produce sustainable city development.

Architecture --- Art, Architecture & Applied Arts --- Architecture, Domestic --- Housing --- Sustainable architecture --- ARCHITECTURE / Reference. --- Eco-architecture --- Environmentally conscious architecture --- Environmentally friendly architecture --- Green architecture --- Green building design --- Green design (Buildings) --- Sustainable design (Buildings) --- Sustainable design --- Affordable housing --- Homes --- Houses --- Housing needs --- Residences --- Slum clearance --- Urban housing --- City planning --- Dwellings --- Human settlements --- Architecture, Rural --- Domestic architecture --- Home design --- One-family houses --- Rural architecture --- Villas --- Social aspects

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Financial capability, as defined by the World Bank and in this report, is the capacity to act in one's best financial interest, given socioeconomic and environmental conditions. It encompasses knowledge (literacy), attitudes, skills and behavior of consumers with respect to understanding, selecting, and using financial services, and the ability to access financial services that fit their needs (World Bank 2013d). Financial capability has become a policy priority for policy makers seeking to promote beneficial financial inclusion and to ensure financial stability and functioning financial markets. Today people are required to take increasing responsibility for managing a variety of risks over the life cycle. People who make sound financial decisions and who effectively interact with financial service providers are more likely to achieve their financial goals, hedge against financial and economic risks, improve their household's welfare, and support economic growth. Boosting financial capability has therefore emerged as a policy objective that complements governments' financial inclusion and consumer protection agendas. To this end, policy makers are increasingly using surveys as diagnostic tools to identify financial capability areas that need improvement and vulnerable segments of the population which could be targeted with specific interventions. The key findings and recommendations presented in this report cover three main areas: financial inclusion, financial capability, and financial consumer protection. The remaining chapters are structured as follows. Chapter one explores the financial inclusion landscape in Senegal. Chapter two gives an overview of Senegalese levels of financial capability, in particular about their financial knowledge, attitudes, and behaviors. Chapter three explores the relationship between financial inclusion and financial capability. The last chapter investigates if the products which financially included individuals use are effectively meeting their needs.

Access to Finance --- Affordable Housing --- Bank Accounts --- Best Practices --- Bonds --- Cash Transfers --- Commercial Banks --- Consumer Protection --- Consumers --- Curriculum --- Debt --- Economic Development --- Finance and Financial Sector Development --- Financial Crisis --- Financial Institutions --- Financial Literacy --- Financial Regulation & Supervision --- Financial Sector --- Financial Services --- Financial Stability --- Household Income --- Inflation --- Insurance --- Interest Rates --- Knowledge --- Knowledge Gaps --- Life Insurance --- Literacy --- Loans --- Marketing --- Mass Media --- Monetary Policy --- Mortgages --- Savings --- Securities --- Unemployment

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Social service. --- Medical care. --- Housing. --- Affordable housing --- Homes --- Houses --- Housing --- Housing needs --- Residences --- Slum clearance --- Urban housing --- City planning --- Dwellings --- Human settlements --- Delivery of health care --- Delivery of medical care --- Health care --- Health care delivery --- Health services --- Healthcare --- Medical and health care industry --- Medical services --- Personal health services --- Public health --- Benevolent institutions --- Philanthropy --- Relief stations (for the poor) --- Social service agencies --- Social welfare --- Social work --- Human services --- Social aspects

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Romania aims to be a country in which all citizens are provided with an equal opportunity toparticipate in society, where their basic needs are met and their differences respected, and whereall people feel valued and can live in dignity.Our society is still far from this ideal. One in every five Romanian people is income poor. Most of the people living in relative poverty in Romania are in persistent poverty, meening that they have been in poverty for at least the last three years. Despite its relatively low unemployment rate, the country has a very high rate of poverty for in-work people, which is double the EU-27 rate (9 percent). As a response to this situation, the Government of Romania (GoR) has committed itself to lifting 580,000 people out of poverty by 20205 as part of the Europe 2020 Strategy.By 2020, Romania is committed to putting in place a set of policies and programs to (i) lift at least 580,000 people out of relative income poverty by 2020, compared to 2008; (ii) break the inter-generational cycle of poverty; (iii) prevent the recurrence of poverty and social exclusion; and (iv) ensure equal access to social assistance, cash transfers and services to strengthen social cohesion.the GoR asked for the World Bank's support to develop detailed implementation plans for the 2015-2018 period in the form of nine Flagship Innitiatives that are expected to have the greatest impact in terms of reducing poverty and promoting social inclusion. This Atlas of Rural Marginalized Areas and Local Human Development in Romania represents the Flagship Initiative develop an instrument to identify poor villages and marginalized rural communities. Specifically the Bank's technical assistance provided through this project has helped the GoR to develop: (i) a methodology for defining different types of rural marginalized areas based on a set of key criteria and indicators; (ii) detailed maps that present the spatial distribution of the rural marginalized communities by county; (iii) a methodology for defining degrees of local human development from low to comprehensive development, for rural and small urban settlements; and (iv) detailed county-level maps of local human development. In short, the Atlas helps to define which rural areas are marginalized, who lives in these areas (the profile of various disadvantaged groups), and where they are located in Romania.

Affordable Housing --- Cash Transfers --- Cities --- Communities --- Crime --- Disadvantaged Groups --- Gender --- Health --- Health, Nutrition and Population --- Housing --- Housing & Human Habitats --- Housing Policy --- Human Capital --- Human Development Index --- Human Migrations & Resettlements --- Income Poverty --- Insurance --- Labor Market --- Mobility --- Nutrition --- Population Policies --- Poverty --- Poverty Line --- Poverty Reduction --- Poverty Strategy, analysis and Monitoring --- Rural Development --- Rural Economy --- Rural Population --- Rural Poverty --- Rural Poverty Reduction --- Sanitation --- Social Development --- Social Protection and Risk Management --- Technical Assistance --- Unemployment --- Urban Areas --- Urban Planning --- Urbanization --- Villages --- Voluntary and Involuntary Resettlement